Three Criteria Determine When an Insurer Must Pay Your Medical Bills

When liability is reasonably clear, an automobile insurance carrier must pay all reasonable medical bills related to the injuries sustained in an automobile collision. Insurance carriers must pay these bills without asking for a release when the following criteria are met:

  • Liability must be reasonably clear. This means that the insurance company's policy holder must be clearly negligent.
  • Medical bills must be directly related to injuries sustained in the automobile collision.
  • The costs associated with the medical treatment must be reasonable in nature.

You are in absolutely no rush to settle your claim while the insurance carrier continues to pay your medical bills on time. Montana law is clear that an insurance company is required to pay these medical bills before you settle your case.